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Article R111-1 of the French Insurance Code

A transaction falling within the classes mentioned in 3, 8, 9, 10, 13 and 16 of article R. 321-1 is considered to cover a large risk for the purposes of article L. 111-6 if the policyholder meets at least two of the following three conditions: 1° Its balance sheet total exceeds an amount set by order of the Minister for the Economy in accordance with Articles 13 and 300 of…

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Article R111-3 of the French Insurance Code

The marine renewable energy installations referred to in d of 1° of Article L. 111-6 are installations for the production of electricity from renewable energy sources as defined in Article L. 211-2 of the Energy Code, including generating machines and other works of the producer downstream of the point of delivery to the public network, located at sea beyond the sea shore as defined in Article L. 2111-4 of the…

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Article R112-1 of the French Insurance Code

Insurance policies under classes 1 to 17 of article R. 321-1, with the exception of insurance policies under Title VII of this Code, must indicate: -the duration of the mutual commitments of the parties ; the conditions for tacit renewal, if this is stipulated; – the cases in which and conditions under which the contract may be extended; -the cases in which and the conditions under which the contract may…

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Article R112-4 of the French Insurance Code

For the purposes of article L. 112-2-1, the insurer must provide the policyholder with the following information: 1° The procedures for taking out the contract and paying the premium or contribution. This information, the commercial nature of which must be unequivocally apparent, is provided in a clear and comprehensible manner by any means appropriate to the distance marketing technique used. 2° In the case of voice telephony, the name of…

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Article R112-6 of the French Insurance Code

The standardised information document on the insurance product referred to in the fourth paragraph of Article L. 112-2 includes the following information: 1° Details of the type of insurance; 2° A summary of the insurance cover, including the main risks insured, the guarantee ceilings and, where applicable, the geographical cover and a summary of the risks not covered; 3° The premium payment arrangements and payment deadlines; 4° The main exclusions…

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Article R112-7 of the French Insurance Code

I.-For the application of 1° of I of article L. 112-2-2: 1° Distributors shall inform the subscriber at the beginning of the call : a) That, in accordance with the law, telephone conversations are recorded and, if an insurance contract is concluded, kept for a period of two years from the signing of the contract; b) Of their right to obtain a copy of the recording; c) that if they…

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