Chapter II: Conclusion and proof of the insurance contract - Form and transmission of policies.

Insurance policies under classes 1 to 17 of article R. 321-1, with the exception of insurance policies under Title VII of this Code, must indicate: -the duration of the mutual commitments of the parties ; the conditions for tacit renewal, if this is stipulated; – the cases in which and conditions under which the contract may be extended; -the cases in which and the conditions under which the contract may…

The provisions of the first two paragraphs of article L. 112-2 do not apply to contracts guaranteeing the risks defined in the second paragraph of article L. 111-6.

The policyholder shall certify in writing the date of delivery of the documents mentioned in the second paragraph of article L. 112-2 and their receipt.

For the purposes of article L. 112-2-1, the insurer must provide the policyholder with the following information: 1° The procedures for taking out the contract and paying the premium or contribution. This information, the commercial nature of which must be unequivocally apparent, is provided in a clear and comprehensible manner by any means appropriate to the distance marketing technique used. 2° In the case of voice telephony, the name of…

The material absence of the information provided for in III of article L. 112-2-1 is punishable by a fifth-class fine.

The standardised information document on the insurance product referred to in the fourth paragraph of Article L. 112-2 includes the following information: 1° Details of the type of insurance; 2° A summary of the insurance cover, including the main risks insured, the guarantee ceilings and, where applicable, the geographical cover and a summary of the risks not covered; 3° The premium payment arrangements and payment deadlines; 4° The main exclusions…

I.-For the application of 1° of I of article L. 112-2-2: 1° Distributors shall inform the subscriber at the beginning of the call : a) That, in accordance with the law, telephone conversations are recorded and, if an insurance contract is concluded, kept for a period of two years from the signing of the contract; b) Of their right to obtain a copy of the recording; c) that if they…