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Article R513-3 of the French Insurance Code

The association ensures that its members comply with the obligation to offer their customers recourse to a consumer mediator, in accordance with the first paragraph of article L. 612-1 of the French Consumer Code. To this end, it offers them a mediator who meets the requirements of Title I of Book VI of the same code, using, where appropriate, a mediator from outside the association.

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Article R513-4 of the French Insurance Code

If the purpose of the association covers activities other than insurance broking, the association may offer its members a single mediator for all their activities, provided that the mediator is registered on the list referred to inarticle L. 615-1 of the Consumer Code for each of these activities.

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Article R513-5 of the French Insurance Code

The association verifies that the staff of its members subject to the good repute condition mentioned in articles L. 511-3 and L. 512-4 meet this condition. To this end, any person applying for membership or renewal thereof shall provide the association each year with an updated list of the staff concerned, indicating the surnames, first names and functions of the corresponding employees. It must certify that each of them meets…

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Article R513-6 of the French Insurance Code

The association shall check that its members comply with the obligation to take out a professional indemnity insurance policy as referred to in article L. 512-6. It shall check in particular that this policy, where required, covers the activities of its members as insurance or reinsurance brokers or as agents of insurance intermediaries and that it meets the conditions referred to in I and II of article R. 512-14. To…

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Article R513-7 of the French Insurance Code

The association verifies that its members comply with the obligation to take out a financial guarantee as set out in article L. 512-7. It ensures that the amount of the guarantee referred to in article R. 512-7 is calculated in accordance with the applicable regulations and that it covers the reimbursement of funds actually collected by its members. To this end, each member must provide the association with an annual…

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Article R513-8 of the French Insurance Code

The association shall ensure that the relevant staff of its members comply with the conditions of professional competence set out in I of article L. 511-2 and in article L. 512-5, depending on the nature of the activity carried out and the products distributed, in accordance with the conditions set out in articles R. 512-8 to R. 512-13 and R. 514-3 to R. 514-5. To this end, each member shall…

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Article R513-9 of the French Insurance Code

The association verifies that its members and the staff concerned comply with the obligations relating to training and continuing professional development set out in II of Article L. 511-2 and in Article R. 512-13-1. It verifies that the training courses referred to in Article R. 512-13-1 are: 1° Effectively provided as part of internal offers or offers from external bodies relating to the training courses referred to inArticle L. 6313-1…

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Article R513-10 of the French Insurance Code

The association shall carry out verifications of the evidence referred to in subsections 2 and 3 in accordance with an action plan proportionate to the number of its members and phased over time. This action plan provides for each member to be verified at least once every five years.

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Article R513-12 of the French Insurance Code

The association is drawing up a guide to professional competence and ongoing professional training and development. This guide contains a list of training courses adapted to the levels of professional competence of its members and the staff concerned, as well as to the nature of the products they distribute and the methods of distribution.

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