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Article D443-3 of the French Insurance Code

The application for approval is accompanied by the following information:

1° The constitutive agreement signed by the legal representatives of all the insurance companies which, at the time the application is submitted, market agricultural weather risk insurance products benefiting from the aid provided for in the second paragraph of article L. 361-4 of the Code rural et de la pêche maritime ;

2° An economic analysis of the group’s impact on the market for weather risk cover with regard to the intensity of competition in the insurance sector concerned and the expected economic gains for farmers;

3° The opinion of the Autorité de la concurrence mentioned in III of article L. 442-1-2;

4° A full report and all written contributions to the public consultation referred to in Article L. 442-1-2.

Original in French 🇫🇷
Article D443-3

La demande d’agrément est accompagnée des éléments suivants :


1° La convention constitutive signée par les représentants légaux de l’ensemble des entreprises d’assurance qui commercialisent, au moment du dépôt de la demande, des produits d’assurance contre les risques climatiques en agriculture bénéficiant de l’aide prévue au deuxième alinéa de l’article L. 361-4 du code rural et de la pêche maritime ;


2° Une analyse économique de l’impact du groupement sur le marché de la couverture des risques climatiques au regard de l’intensité concurrentielle du secteur assurantiel concerné et des gains économiques attendus pour les exploitants agricoles ;


3° L’avis de l’Autorité de la concurrence mentionné au III de l’article L. 442-1-2 ;


4° Un compte-rendu exhaustif ainsi que l’ensemble des contributions écrites de la consultation publique mentionnée à l’article L. 442-1-2.

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