Chapter I: Non-compulsory non-life insurance.

1° Where the risk is situated within the meaning of article L. 310-4 in the territory of the French Republic and the policyholder has his principal residence or place of management there, the applicable law is French law, to the exclusion of any other. 2° Where the risk is situated within the meaning of article L. 310-4 in the territory of the French Republic and the policyholder does not have…

Where the parties are required to choose the applicable law in one of the cases referred to in Article L. 181-1, this choice must be express or must be clear from the terms of the contract or the circumstances of the case. Failing this, the contract is governed by the law of whichever of the States referred to in the previous article is most closely connected with it. It is…

Articles L. 181-1 and L. 181-2 may not preclude the public policy provisions of French law applicable regardless of the law governing the contract. However, the court may give effect on the territory of the French Republic to the public policy provisions of the law of the Member State of the European Economic Area where the risk is situated or of a Member State which imposes the obligation to insure,…

Subject to the provisions of articles L. 181-1 to L. 181-3 and for the rest, the general rules of private international law relating to contractual obligations are applicable.