Section 2: Other conditions of access and practice

The persons referred to in Article L. 519-3-3 must not have been convicted of any of the offences referred to in Article L. 500-1 or banned as provided for in 3° and 7° of the I of Article L. 612-41. Legal entities that are intermediaries in banking and payment services shall ensure that their employees comply with the provisions of the first paragraph above.

I. – The conditions of professional competence set out in articles R. 519-8, R. 519-9 and R. 519-10 apply to the persons referred to in article L. 519-3-3. Where applicable, when an intermediary carries out intermediation in banking transactions and payment services as an ancillary activity to its main professional activity, these conditions of professional competence apply to the natural persons responsible for the intermediation activity within this intermediary. II….

I.-The banking and payment services intermediaries referred to in 1° of the I of article R. 519-4 and their agents referred to in 4° of the same I, where the latter do not carry out intermediation activities in addition to providing a product or service, as well as the intermediaries referred to in 3° of the I of article R. 519-4 and their agents referred to in 4° of the…

I.-The banking and payment services intermediaries referred to in 2° of the I of article R. 519-4 and their agents referred to in 4° of the same I as well as the agents of the banking intermediaries referred to in 1° of the same I when they carry out an intermediation activity in addition to the provision of a product or service, must provide evidence of the professional skills resulting…

I. – The banking and payment services intermediaries referred to in 2° and 3° of the I of article R. 519-4 and their agents referred to in 4° of the same I, carrying out an intermediation activity in addition to providing a product or service as part of their professional activity, must provide evidence of the professional skills resulting from : 1° Either a diploma attesting to a first cycle…

The diploma mentioned in 1° of articles R. 519-8, R. 519-9 and R. 519-10 certifies training in at least one of the following subjects: finance, banking, management, economics, law or insurance. A business diploma awarded on completion of a Level I higher education course may also be taken into account. If acquired in France, it is registered in the National Register of Professional Certifications mentioned in article L. 6113-5 of…

Where the professional training or experience required under articles R. 519-8, R. 519-9 and R. 519-10 is acquired in another Member State of the European Union or in another State party to the Agreement on the European Economic Area, it shall be supplemented by a three-month adaptation period completed under the responsibility of a bank and payment services intermediary, a credit institution or a finance company, during which twenty-eight hours…

The intermediaries referred to in III of article R. 519-4 complete their level of knowledge and skills with twenty hours of professional training, the programme for which is defined by order of the Minister for the Economy.

I.-Banking and payment services intermediaries within the meaning of Article L. 519-1 and their staff update their professional knowledge and skills, as part of ongoing training, through professional training of sufficient duration appropriate to their activities, taking particular account of changes in the applicable legislation or regulations. This training is provided by : 1° A credit institution or finance company, a payment institution, an electronic money institution that provides payment…

I. The purpose of the professional training referred to in articles R. 519-8, R. 519-9 and R. 519-10 and the ongoing training referred to in article R. 519-11-3 is to enable intermediaries to acquire legal, economic and financial skills prior to engaging in their activity and to maintain these skills during their activity. To this end, a programme of the training courses referred to in articles R. 519-8, R. 519-9…