Chapter III: Insurance against hail and livestock mortality.

In the case of hail insurance, the insured must send the claim form within four days of the occurrence of the loss, except in the case of fortuitous events or force majeure, and unless the contract provides otherwise. In the case of livestock mortality insurance, this time limit is reduced to twenty-four hours, subject to the same reservations.

In the case referred to in article L. 121-9, the insurer may not claim the portion of the premium corresponding to the time between the date of the loss and the date on which the crops should normally have been removed, or the date of the end of the cover fixed by the contract, if the latter date is prior to that of the normal removal of the crops.

After the sale of either the property or the products, the cancellation of the contract by the insurer to the purchaser does not take effect until the expiry of the current year of insurance. However, where the premium is payable in advance, the seller forfeits the benefit of the term for payment of the premium relating to that period.

In the case of livestock mortality insurance, if the insurance is suspended for non-payment of the premium in accordance with the conditions set out in article L. 113-3, it shall resume at the latest on the tenth day at noon, from the day on which the outstanding premium and, where applicable, the costs, have been paid to the insurer. The insurer may exclude from its cover claims arising from accidents…