Chapter II: Admissibility of applications

Notwithstanding any legal provision or any contractual clause, no indivisibility, termination or resolution of a current contract may result solely from the fact of the decision on the admissibility of the claim.

In the event of a direct debit notice being rejected after notification of the admissibility decision, the credit institution, electronic money institution or payment institution that holds the depositor’s account and the creditors may not collect any related fees or commissions.

As from the decision that the claim is admissible, the thirty-day period referred to in second paragraph of Article L. 113-3 of the French Insurance Code, where applicable, is extended to one hundred and twenty days for insurance policies covering the repayment of a loan covered by Chapter II of Title I of Book III and included in the statement of liabilities definitively approved by the commission or the court….

Debts appearing in the debtor’s statement of indebtedness drawn up by the commission may not produce interest or generate late payment penalties from the date of admissibility and until the implementation of the measures provided for in 1° and 2° of Article L. 724-1 and to articles L. 732-1, L. 733-1, L. 733-4 and L. 733-7.

Creditors shall inform the persons they have instructed to take recovery action of the admissibility of the claim and its consequences as provided for in articles L. 722-2 and L. 722-3.

When a social cohesion protocol provided for in articles L. 353-15-2 and L. 442-6-5 of the Construction and Housing Code was entered into with the landlord prior to the admissibility decision, payment of the rent arrears provided for in the said protocol is suspended until the measures provided for in 1° and 2° of Article L. 724-1 or to articles L. 732-1, L. 733-1, L. 733-4 and L. 733-7. Where…