Paragraph 1: Civil penalties

Subject to the provisions of the second paragraph, in the cases provided for in Articles L. 341-37, L. 341-38, L. 341-40 and L. 341-41, the lender or lessor may be deprived of the right to interest, in full or in the proportion set by the judge. In the cases provided for in article L. 341-37, if the annual percentage rate of charge determined in accordance with articles L. 314-1 to…

When the sum paid in advance by the purchaser has not been repaid under the conditions provided for in the second paragraph of article L. 313-41, the sum due shall bear interest at half the legal rate from the fifteenth day following the request for reimbursement.

When the sum paid in advance by the lessee has not been returned under the conditions provided for in the second paragraph of article L. 313-62 for a hire-purchase contract and a sale with a promise to sell, the sum due shall bear interest at the legal rate plus half from the fifteenth day following the request for repayment. .