As long as the data referred to in article L. 111-7 justify it, taking gender into account may result in differences in premiums and benefits proportionate to the risks under insurance operations classified, by reference to article R. 321-1, in class 1 “Accidents (including accidents at work and occupational illnesses)”.
The data referred to in article L. 111-7 are, for branch 1, public data from the Institut de recherche et de documentation en économie de la santé, the Direction de la recherche, des études, de l’évaluation et des statistiques, the Institut national de la statistique et des études économiques and the Institut national d’études démographiques, as well as data collected by the professional bodies referred to inarticle L. 132-9-2 of the French Insurance Code on the basis of insured populations and published on the website of the Ministry of the Economy.