Book I: Contracts

The professional bodies referred to in article L. 111-7 collect relevant and accurate actuarial and statistical data covering the insurance risks concerned. These bodies may also compile data published by other bodies, in particular the Institut de recherche et de documentation en économie de la santé or the Direction de la recherche, des études, de l’évaluation et des statistiques or the compulsory health insurance bodies or the Institut des données…

As long as the data referred to in article L. 111-7 justify it, taking gender into account may result in differences in premiums and benefits proportionate to the risks under insurance operations classified, by reference to article R. 321-1, in class 1 “Accidents (including accidents at work and occupational illnesses)”. The data referred to in article L. 111-7 are, for branch 1, public data from the Institut de recherche et…

As long as the data referred to in article L. 111-7 justify it, taking gender into account may result in differences in premiums and benefits proportionate to the risks under insurance operations classified, by reference to article R. 321-1, in class 2 “Sickness”. The data referred to in article L. 111-7 are, for branch 2, public data from the Institut de recherche et de documentation en économie de la santé,…

As long as this is justified by the data referred to in article L. 111-7 , taking gender into account may result in differences in premiums and benefits proportionate to the risks under insurance operations classified, by reference to article R. 321-1, in the following classes: 3 Body of land vehicles (other than railways) ; 10 Third-party liability for motor land vehicles. The data referred to in article L. 111-7…

As long as this is justified by the data referred to in article L. 111-7 , the taking into account of gender may result in differences in premiums and benefits proportionate to the risks in respect of insurance operations classified, by reference to article R. 321-1, in the following classes: 20 Life insurance ; 22 Insurance linked to investment funds ; 23 Tontines; 26 Any collective operation defined in Section…

Articles A. 111-2 to A. 111-5 apply to group insurance contracts and memberships concluded or taken out no later than 20 December 2012 and to these contracts and memberships tacitly renewed after this date. However, articles A. 111-2 to A. 111-5 do not apply to contracts and memberships referred to in the previous paragraph that have been substantially modified after 20 December 2012, requiring the agreement of the parties, other…

The thresholds mentioned inarticle R. 111-1 are as follows: -1°: 6.6 million euros ; -2°: 13.6 million euros.