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Title VI: Miscellaneous provisions relating to insurance and capitalisation contracts

Article A160-1 of the French Insurance Code

The register of objections provided for in article A. 160-3 is kept at the registered office in the case of French companies and, in the case of foreign companies, at the registered office of the establishment in France; it is drawn up in accordance with the model annexed to this article. The register of objections provided for in article R. 160-3 is kept in duplicate. It lists the names of…

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Article Annexe à l’article A160-1 of the French Insurance Code

Order numbers Identification of the title (number of the title, if applicable, and indication of any other circumstances likely to identify it) Identification of the opposing party (surname, forenames, profession, address) Dates Receipt of the registered letter or electronic registered letter from the opposing party Of the intervention of the third party bearer Notice given to the objector and the original subscriber Release of the objection delivery of the duplicate…

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Article A160-2 of the French Insurance Code

Life insurance companies may, with the agreement of the beneficiary of the annuity and under the conditions specified in articles A. 160-3 and A. 160-4, redeem annuities and annuity increases relating to contracts taken out with them, where the monthly receipts for arrears do not exceed 110 euros, including the amount of statutory increases. This option may be exercised when the contract is wound up or when the annuities are…

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Article A160-3 of the French Insurance Code

The scale fixing the surrender value of the annuities referred to in Article A. 160-2 is that of the mathematical provisions established on the basis of the tables and interest rates set by Articles 142-3 and 142-6 of Regulation No. 2015-11 of 26 November 2015 of the French Accounting Standards Authority relating to the accounting framework for insurance undertakings.

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Article A160-4 of the French Insurance Code

If each arrears receipt can be brought up to the threshold mentioned in article A. 160-2 or article A. 160-2-1 by grouping together the various annuity contracts taken out with the same company by the insured, the latter must be able to choose between surrender and this conversion.

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