For its application in the Wallis and Futuna Islands, article L. 232-4 is worded as follows:
“Art. L. 232-4 -Where the parties have chosen the law of a State other than France to govern the contract, the court before which that law is invoked is required to set aside its application in favour of the more protective provisions of the law of the consumer’s habitual residence concerning consumer protection in the distance marketing of financial services. “