The guarantee mentioned in article R. 211-36, in addition to the legal exclusions provided for in the Insurance Code, does not cover :
a) Damage caused to the insured himself, his ascendants and descendants ;
b) Damage caused to the legal representatives of the travel and holiday sales operator, if the latter is a legal entity, and to its employees and agents in the performance of their duties;
c) Damage due to the use of means of transport owned, held or used by the travel and holiday sales operator;
d) Damage for which the insured is liable in his capacity as owner or operator of hotel facilities or accommodation;
e) Loss of, damage to or theft of cash, banknotes, furs, jewellery and precious objects entrusted to the insured or its employees.