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Title V: Medical liability insurance

Article L251-1 of the French Insurance Code

As stated in article L. 1142-2 of the French Public Health Code, reproduced below: “Art. L. 1142-2-Health professionals practising on a self-employed basis, the health establishments, health services and organisations mentioned in article L. 1142-1, and any other legal entity, other than the State, carrying out prevention, diagnosis or care activities, as well as the producers, operators and suppliers of health products, in their finished state, mentioned in article L….

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Article L251-2 of the French Insurance Code

For the risks referred to in article L. 1142-2 of the French Public Health Code, a claim is any damage or set of damages caused to third parties for which the insured is liable, resulting from a harmful event or a set of harmful events with the same technical cause, attributable to the insured’s activities covered by the policy, and giving rise to one or more claims. A claim is…

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Article L251-3 of the French Insurance Code

For contracts taken out by a person subject to compulsory insurance by virtue of this title, and without prejudice to the possibilities of cancellation mentioned in articles L. 113-3, L. 113-4, L. 113-6 and L. 113-9, in the event of cancellation or denunciation of tacit renewal at the insurer’s initiative, under the conditions stipulated in the policy, the period from the date of notification to the insured may not be…

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Article L252-1 of the French Insurance Code

Any person subject to the obligation to take out insurance as set out in article L. 1142-2 of the Public Health Code who, having applied to take out a policy with an insurance company covering the civil liability risks referred to in the same article in France, is refused twice, may refer the matter to a central underwriting office, the conditions of constitution and operating rules of which are set…

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Article L252-2 of the French Insurance Code

Any insurance undertaking which continues to refuse to underwrite the risk for which the premium has been set by the central pricing office instituted by Article L. 252-1 is deemed no longer to be operating in accordance with the regulations in force. Depending on the case, it may be subject either to withdrawal of the authorisations provided for in articles L. 321-1, L. 321-7 and L. 329-1, or to the…

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