Chapter I: Insurance obligation

Pursuant to article L. 321-1, insurance policies cover the financial consequences of civil liability incurred by : 1° Sports associations and companies, the organisers of sports events mentioned in articles L. 321-1 and L. 331-5, the operators of physical activity and sports establishments mentioned in article L. 322-1 ; 2° Their employees, whether paid or unpaid, and any other natural person who assists in the organisation of sporting events involving…

The contracts mentioned in article D. 321-1 may include clauses excluding cover for damage caused : 1° To the natural and legal persons listed in 1° of article D. 321-1 ; 2° To the legal representatives of the legal entities referred to in 1° of article D. 321-1; 3° To their employees where the legislation on accidents at work and occupational diseases applies; 4° To property owned, leased, deposited or…

The insurer may not claim against the victim or his successors : 1° An excess ; 2° A proportional reduction of the indemnity; 3° Forfeiture of rights. It may bring an action for reimbursement of sums paid to the victim and paid in place of the insured.

The policies mentioned in article D. 321-1 are taken out on production of a certificate, in particular to the officials of the Ministry of Sports authorised in application of article L. 111-3. This document is deemed to be a guarantee. It must include the following information: 1° The reference to the legal and regulatory provisions; 2° The name of the approved insurance company or companies; 3° The number of the…

At the request of any person covered by the policy, the policyholder shall provide a document containing the information listed in article D. 321-4.

The insurance contracts referred to in article L. 321-4-1 include at least : a) “Death” cover with a minimum limit of 20,000 euros; b) “Invalidity risk” cover comprising a capital sum of 30,000 euros for total invalidity, which may be reduced according to the degree of invalidity after application of a 6% excess; c) “Health capital” cover, including reimbursement of medical treatment up to 150% of the social security liability…