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Article R722-1 of the French Consumer Code

The commission examines the admissibility of the application and issues a reasoned decision. The decision on admissibility is notified to the debtor, the creditors, the payment institutions and the credit institutions holding the depositor’s accounts by registered letter with acknowledgement of receipt.

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Article R722-5 of the French Consumer Code

The letter notifying the admissibility decision states that its effect is to suspend and prohibit enforcement proceedings against the debtor’s assets as well as assignments of remuneration that the debtor has agreed to and relating to debts other than maintenance debts. It specifies that the suspension or prohibition takes effect, depending on the case, until approval of the conventional recovery plan provided for in article L. 732-1, until the decision…

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Article R722-6 of the French Consumer Code

The commission or the clerk’s office of the judicial court, as the case may be, shall notify the admissibility decision by registered letter with acknowledgement of receipt, or delivered against receipt, to the enforcement agents and, where applicable, to the chief clerk of the judicial court in charge of the procedure for attachment of remuneration or assignment of remuneration, who shall inform the garnishee or assignee of the decision.

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Article R722-7 of the French Consumer Code

In the event of a property seizure, where the forced sale of a debtor’s property has been ordered and the commission refers the matter to the judge responsible for the property seizure for the purpose of postponing the auction date pursuant to the provisions of Article L. 722-4, the provisions of articles R. 721-7 and R. 721-8 are applicable.

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Article R722-9 of the French Consumer Code

The letter by which the commission refers the matter to the judge for the purpose of suspending measures to evict the debtor from his home, pursuant to the provisions of article L. 722-6, indicates the surnames, first names and address of the debtor as well as those of the pursuing creditors or, for legal entities, their name and registered office.

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