Subsection 3: Identification of accounts and treatment of over-indebtedness

The Institut d’émission d’outre-mer shall centralise the declarations relating to cheque accounts and the declarations relating to safes provided for in Article R. 721-22 for the sole purpose of carrying out the duties assigned to it by Article L. 721-24 and Articles R. 721-26 and R. 721-28.

In New Caledonia, French Polynesia and the Wallis and Futuna Islands, credit institutions, the Office des postes et télécommunications de Nouvelle-Calédonie and the Office des postes et télécommunications de Polynésie française shall declare the opening, closure or modification of accounts on which cheques may be drawn, as well as the opening, closure or modification of safe deposit box rentals.The declarations referred to in the first paragraph shall be made no…

The Institut d’émission d’outre-mer is responsible for the automated processing of declarations centralised in the overseas accounts file.

The declarations referred to in Article R. 721-22 shall specify, for the purpose of identifying the account and safe-deposit box holders:1° For natural persons, their surname, first names, date and place of birth, marital status and address, the surname of their spouse, his/her first names and the identification number for the sole trader;By way of derogation from the previous paragraph, for bank accounts exclusively dedicated to a professional activity to…

The declarations referred to in Article R. 721-21 shall specify, for the purpose of identifying the accounts:1° The name, address and identification codes of the institution managing the account or safe-deposit box (institution code, counter code);2° The description of the account: customer’s International Bank Account Number (IBAN), type and characteristics;3° The date and nature of the transaction declared: opening, closing or modification, specifying whether the transaction affects the account itself…