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Article L112-6 of the French Insurance Code

The insurer may assert against the policyholder or a third party claiming the benefit of the policy the defences that may be asserted against the original policyholder.

Original in French 🇫🇷
Article L112-6

L’assureur peut opposer au porteur de la police ou au tiers qui en invoque le bénéfice les exceptions opposables au souscripteur originaire.

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