Title IX: Provisions specific to the départements of Bas-Rhin, Haut-Rhin and Moselle and provisions applicable to Mayotte, the Wallis and Futuna Islands and the French Southern and Antarctic Territories.

If the contract requires the reconstruction of the damaged building, the payment of the indemnity will not be enforceable against the mortgagee until one month after the insurer has notified the mortgagee that the payment will be made without it being certain that the indemnity will be used for reconstruction. Until the expiry of this period, the mortgagee may oppose payment of the insurance indemnity.

If the domicile of the mortgagee changes, notification by registered letter with acknowledgement of receipt is validly made by the insurer to the last known domicile of the mortgagee.

The provisions of articles L. 192-3 to L. 192-5 and those of articles 1127 and 1128 of the local civil code also apply to preferential creditors.