Section 1: Consumer credit

If the advertiser disseminates or causes to be disseminated advertising that does not comply with the obligations laid down in the provisions of articles L. 312-58, L. 312-59 and L. 312-61 is punishable by the fine laid down for 5th class offences. The court may also order publication of the judgment and rectification of the advertising at the expense of the convicted person.

A creditor or credit intermediary who contravenes the obligations laid down by the provisions of articles L. 312-62 and L. 312-63 with regard to pre-contractual information is punishable by a 5th class fine.

If the lender delivers a contract that does not comply with the provisions of articles L. 312-64 and L. 312-65 is punishable by the fine laid down for 5th class offences.

A failure by the lender to comply with the formality set out in article L. 312-67 is punishable by the fine laid down for 5th class offences.

A creditor or credit intermediary who contravenes the obligations set out in the first sentence of Article L. 312-68 is punishable by the fine laid down for 5th class offences.

A failure by the lender to comply with the obligations set out in article L. 312-71 is punishable by the fine laid down for 5th class offences.

A failure by the lender to comply with any of the obligations relating to the renewal of renewable contracts set out in articles L. 312-75 to L. 312-83 is punishable by the fine laid down for 5th class offences.

Repeat offences punishable under articles R. 341-1 to R. 341-10 and R. 341-12 to R. 341-18 is punishable in accordance with the provisions of articles 132-11 and 132-15 of the Criminal Code.