Title IV: Group insurance

Payments made by members of a plan are made payable to the insurance company and are deposited directly into the account(s) referred to in article R. 144-10. Such payments may also be made payable to the subscriber of the plan provided that they are deposited in a cash account exclusively dedicated to the collection of such payments and that they are repaid within less than seven days to the account…

The rates charged by insurance undertakings for plans covered by 1° or 2° of article R. 144-18 are based on a rate of 0% at the most.

I. – For each member, the ratio referred to in article R. 144-26 depends on the period between the date on which the plan’s annual accounts are closed and the date on which the member’s rights are settled, as provided for in the plan’s provisions when the member joined, and takes the following values: Less than two years: 90% ; Between two and five years: 80% ; Between five and…