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Article R341-21 of the French Consumer Code

A creditor or credit intermediary who fails to comply with the pre-contractual information formalities prescribed in article R. 313-11 and relating to the advisory service is punishable by the fine laid down for 5th class offences.

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Article R341-23 of the French Consumer Code

A failure by the lender or credit intermediary to comply with the obligations relating to informing the borrower in the event of a change in the borrowing rate set out in Article L. 313-46 is punishable by the fine laid down for 5th class offences.

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Article R341-24 of the French Consumer Code

Any person who remunerates or causes to be remunerated a seller of movable or immovable property under conditions contrary to the provisions of the third paragraph of article L. 314-23 is punishable by the fine laid down for 5th class offences.

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