Chapter I: Direct marketing of banking and financial services

Direct marketers are prohibited from offering products, financial instruments, digital assets and services other than those for which they have received express instructions from the person or persons on whose behalf they are acting.

The contract for the provision of an investment service, a digital asset service or a related service, for the execution of a transaction in financial instruments, a transaction in digital assets, a banking transaction or a related transaction, a payment service or a transaction in miscellaneous goods is concluded between the person canvassed and the establishment, firm or legal entity authorised to carry out these activities, without the direct seller…

All direct marketers are prohibited from receiving cash, negotiable instruments, digital assets, bearer securities or cheques or any payment by any other means from the persons they canvass, subject to the procedures for exercising the right of withdrawal set out in II of article L. 341-16 . The first paragraph of this article does not apply to the persons mentioned in 7° and 8° of article L. 341-3 when they…

I. – The person canvassed has a period of fourteen completed calendar days in which to exercise his right of withdrawal, without having to justify his decision or incur any penalties. The period during which the right of withdrawal may be exercised begins to run : 1° Either from the day on which the contract is concluded ; 2° Or from the day on which the person being canvassed receives…