Chapter II: Life insurance and capitalisation operations

I.-For the application of article L. 132-22 to the contracts mentioned in articles L. 143-1 and L. 144-2, the following information is provided annually: 1° The exact reference date of the information appearing in the statement of pension rights, clearly indicated; 2° The name of the insurance or supplementary occupational pension organisation and its contact address, as well as identification of the member’s pension scheme; 3° A clear indication in…

I.-The box referred to in article L. 132-5-2 is placed at the top of the insurance proposal, draft contract or notice. It must not exceed one page in size and must contain the following information, in the order specified below: 1° It indicates whether the contract is an individual or group life insurance contract, or a capitalisation contract. For contracts mentioned in article L. 132-5-3, this information is supplemented by…

The obligation to provide the information referred to in Article L. 132-9-1 is validly fulfilled if the contract, or the notice in the case of contracts referred to in Article L. 141-1, contains the following information 1° It is stated that the policyholder or subscriber may designate the beneficiary or beneficiaries in the contract and subsequently by amendment to the contract, or, for contracts mentioned in article L. 141-1, in…

I. – The professional bodies mentioned in article L. 132-9-2 are the Fédération française de l’assurance and the Centre technique des institutions de prévoyance. II – Within a period of fifteen full calendar days from receipt of the request mentioned in the first paragraph of article L. 132-9-2, sent by a natural or legal person or forwarded by another professional body mentioned in I or by another professional body authorised…

I.-Where the contract expressly states that the option referred to in 2° of article L. 131-1 does not apply to the beneficiary, the notice sent by the contracting party to the beneficiary informing him of his right to irrevocably opt for the delivery of securities, units or shares under the conditions set out in article R. 132-5-7 includes the following information: a) The name and address of the contracting party…

The option for a beneficiary to elect to receive securities, units or shares under the conditions set out in article R. 132-5-7 is exercised by notifying the insurer of the option, to which is attached the notice sent by the contracting party and which includes the following information: a) The name and address of the beneficiary ; b) The contract reference ; c) The date of receipt of the notice…

I.-The report on the application of articles L. 132-9-2 and L. 132-9-3 provided for in article L. 132-9-3-1 is published annually on the insurance undertaking’s website or on any other durable medium within 90 working days of 1 January of each year. The description of the steps taken, including the resources deployed, during the previous year to deal with outstanding life insurance policies includes the following information, as at 31…

Table 1: NUMBER OF CONTRACTS having given rise to investigation/search by the insurance company NUMBER OF INSURED PERSONS centenarians not deceased, including those for whom there is a presumption of death ANNUAL AMOUNT (all technical provisions combined) of contracts for policyholders centenarians not deceased NUMBER of contracts closed by the insurance company ANNUAL AMOUNT of contracts closed with no further action by the insurance company Year N Table 2: YEAR…

The annual report provided for in Article L. 132-9-3-1 includes the following information (all technical provisions combined, expressed in the form of a theoretical mathematical provision for point-based schemes), as at 31 December of the previous year: 1° Amount of unpaid death benefits under life insurance contracts other than compulsory group contracts taken out within the company for more than one year from the date of knowledge of the death…

SITUATION at 31 December N Total amount expressed in millions of euros (€M) SITUATION at 31 December N expressed in number of contracts concerned GLOBAL AMOUNT paid to beneficiaries or transferred to CDC at 31 December N out of the stock identified at 31 December N-1 in millions of euros and as a percentage TOTAL NUMBER of contracts paid to beneficiaries or transferred to CDC at 31 December N out…