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Chapter V: Insurance against natural disasters.

Article D125-1 of the French Insurance Code

Decisions to recognise or not to recognise municipalities as natural disasters are mentioned in the order referred to in the 4th paragraph of article L. 125-1 or in its appendices. The reasons for these decisions comply with the requirements of article L. 211-5 of the Code des relations entre le public et l’administration.

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Article D125-1-1 of the French Insurance Code

The rules governing the right to communication of administrative documents on which decisions are based to recognise or not to recognise a municipality as being in a state of natural disaster are laid down by the provisions of Chapter I of Title I of Book III of the Code of Relations between the Public and the Administration. The procedures for communicating administrative documents, in particular expert reports, on which these…

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Article D125-1-2 of the French Insurance Code

Decisions adopted by ministers to recognise or not to recognise communes as being in a state of natural disaster may be the subject of administrative appeals under the conditions laid down by the provisions of the Code des relations entre le public et l’administration (Code of relations between the public and the administration). They may also be contested before the competent administrative courts under the conditions set out in the…

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Article D125-2 of the French Insurance Code

The role of the National Advisory Commission on Natural Disasters provided for in I of article L. 125-1-1 is to issue an annual opinion on: 1° The relevance of the criteria used to determine recognition of the state of natural disaster, based in particular on the annual report produced by the interministerial commission for recognition of the state of natural disaster provided for in II of article L. 125-1-1 of…

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Article D125-2-1 of the French Insurance Code

This commission comprises: 1° A chairman and a vice-chairman appointed by joint order of the ministers responsible for the budget, the economy, civil security and overseas departments and territories from among the representatives mentioned in 13° and a vice-chairman, appointed under the same conditions, from among the serving or honorary members of the Conseil d’Etat or from among the members of the Cour des Comptes. 2° The Director of the…

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Article D125-2-2 of the French Insurance Code

The Commission reports to the Minister for Civil Protection, who is responsible for its operating costs. The General Secretariat is provided by the Directorate General for Civil Protection and Crisis Management. In particular, it is responsible for communicating the opinion provided for in I of article L. 125-1-1 to Parliament and to the Orientation Council for the Prevention of Major Natural Risks mentioned in article L. 565-3 of the Environment…

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Article D125-2-3 of the French Insurance Code

The National Advisory Commission on Natural Disasters meets at least once a year and as often as necessary, when convened by its Chairman or Vice-Chairman, who sets the agenda. Unless it is an emergency, the members of the Commission shall receive, at least five days before the date of the meeting, a notice of meeting including the agenda and, where applicable, the documents required to examine the matters on the…

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Article D125-2-4 of the French Insurance Code

The Commission decides on its opinions and reports by a majority of the votes of the members present or represented. In the event of a tie, the Chairman has the casting vote. The minutes drawn up by the General Secretariat of each committee meeting are published electronically after being approved by all committee members. If a member does not express an opinion on the minutes one month after they have…

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Article D125-3 of the French Insurance Code

The Interministerial Commission for the Recognition of the State of Natural Disaster provided for in II of article L. 125-1-1 issues a simple opinion on each communal request for recognition of the state of natural disaster referred to it by the ministers responsible for civil security, the economy, the budget and overseas departments and territories. Its opinion focuses on the natural nature and abnormal intensity of the event within the…

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Article D125-3-1 of the French Insurance Code

This committee comprises: 1° The Director of the Budget or his representative; 2° The Director General for Overseas France or his representative, if the application has been submitted by a municipality in an overseas department or collectivity where the guarantee against the effects of natural disasters provided for in Article L. 125-1 of this Code is applicable; 3° The Director General for Civil Security and Crisis Management or his representative,…

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