Chapter I: The obligation to insure

The provisions of the Highway Code governing the driving of a motorised land vehicle without insurance covering civil liability in accordance with the provisions of article L. 211-1 of this Code are reproduced below: “Art. L. 324-2-I.-The act, including negligence, of putting or keeping in circulation a motorised land vehicle and its trailers or semi-trailers without being covered by an insurance policy guaranteeing civil liability in accordance with the provisions…

Fixed fines, compound fines and fines imposed for breach of the insurance obligation provided for in article L. 211-1, including fines which a pardon would have replaced imprisonment, are subject to a surcharge of 50% levied, when they are recovered, for the benefit of the Guarantee Fund instituted by article L. 420-1. If the civil court is seised of a serious dispute relating to the existence or validity of the…