The fact that an advertiser disseminates or causes to be disseminated advertising that does not comply with the obligations set out in articles L. 313-3 to L. 313-5 is punishable by a fine of 30,000 euros.
If an advertiser disseminates or causes to be disseminated advertising that does not comply with the obligations laid down in Article L. 313-54, for a hire-purchase contract and hire with a promise to sell, is punishable by a fine of 30,000 euros.
A creditor or credit intermediary who fails to comply with the general information obligations set out in Article L. 313-6 is punishable by a fine of 30,000 euros.
If the creditor or credit intermediary fails to comply with the obligation to provide information free of charge pursuant to the provisions of articles L. 313-6, L. 313-7, L. 313-11, L. 313-12, L. 313-46, L. 313-47 is punishable by a fine of 30,000 euros.
Subject to the provisions of the second paragraph, a creditor who grants credit without complying with the conditions, applicable to pre-contractual information, laid down by the provisions of article L. 313-7, the second paragraph of article L. 313-24 or the second paragraph of Article L. 313-64, may be deprived of the right to interest, in the proportion set by the judge, up to an amount not exceeding 30% of the…
Subject to the provisions of the second paragraph, a creditor who grants credit without providing the borrower with the European Standardised Information Sheet referred to in Article L. 313-7 and the second paragraph of Article L. 313-24 or the pre-contractual information mentioned in the second paragraph of article L. 313-64 may be deprived of the right to interest, in full or in the proportion set by the judge. In the…
A failure by the lender to comply with one of the obligations set out in the last paragraph of article L. 313-8 is punishable by an administrative fine of up to €3,000 for a natural person and up to €15,000 for a legal entity. This fine is imposed under the conditions set out in Chapter II of Title II of Book V.
A creditor who grants credit may be deprived of the right to interest in the proportion set by the judge, up to an amount that may not exceed, for each of the breaches listed below, 30% of the interest and capped at 30,000 euros: 1° Without having provided the borrower with adequate explanations enabling the borrower to determine whether the credit agreement and any ancillary services are suited to his…
A creditor who grants credit without carrying out the creditworthiness study referred to in article L. 313-16 may be deprived of the right to interest, in full or in the proportion set by the judge.
If the lender or credit intermediary who provides an advice service provided for in Article L. 313-13 failing to provide the borrower with a personalised recommendation or providing the borrower with a recommendation that does not meet the requirements of Article L. 313-13 is punishable by a fine of 30,000 euros.
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is a Registered Trademark of
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182, rue de Rivoli
75001, Paris France
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is a Registered Trademark of
PETROFF LAW FIRM (SELARL LEGASTRAT)
182, rue de Rivoli
75001, Paris France
RCS Paris n°814433470
Paris Bar Registration n° (Toque) C2396
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