Title II: Rules relating to non-life insurance.

A state of technological disaster is declared in the event of an accident rendering more than five hundred homes uninhabitable. The prefect appoints the departments responsible for gathering the information required to establish the disaster. A state of technological disaster is declared within a maximum of fifteen days by a joint order of the Minister for the Economy, the Minister for Civil Protection and the Minister for the Environment, published…

Full compensation for technological disasters must enable the owner of the property designated in article L. 128-2 to be compensated without any ceiling or deductible. Full compensation must enable the owner, when the extent of the damage to a property makes it impossible to repair it, to recover ownership of a property of equivalent size and comfort in a comparable area. Within the limits of the values declared or the…

Goods for professional use placed in residential premises are not eligible for compensation under articles L. 128-1 and L. 128-2.

When the amount of compensation paid to the victim under articles L. 128-1 to L. 128-3 : 1° Is less than 2,000 euros, in respect of damages other than those affecting a land motor vehicle; 2° Is less than 325 euros, in respect of damage affecting a land motor vehicle,the victim is presumed to have suffered the damage mentioned in the description and the compensation is presumed to make good…