Chapter III: Mortgages

Subrogations to mortgages, discharges, reductions, cessions of anteriority and transfers that have been granted, extensions of time limits, changes of domicile and, in general, all changes, particularly in the person of the creditor benefiting from the registration, which do not have the effect of worsening the debtor’s situation, are published in the real estate register in the form of notes in the margin of existing registrations. The same applies to…

The service responsible for land registration shall make a note, in the register prescribed by Article 2447 below, of the deposit of the slips, and shall hand to the applicant both the title or the copy of the title, and one of the slips, at the foot of which it shall mention the date of deposit, the volume and the number under which the slip intended for the archives has…

The mortgagee registered for a capital bearing interest and arrears, has the right to be collocated, for three years only, in the same rank as the principal, without prejudice to the specific registrations to be taken, bearing mortgage from their date, for interest and arrears other than those retained by the initial registration. However, the creditor has the right to be collocated for all interest, ranking pari passu with the…

It is open to the person who has requested a registration and to his representatives or assignees by authentic act to change the domicile elected by him in this registration at the service responsible for land registration, on condition that he chooses and indicates another domicile located in metropolitan France, in the overseas departments or in the territorial collectivity of Saint-Pierre-et-Miquelon.

The registration preserves the mortgage until the date set by the creditor in accordance with the following provisions. If the principal of the secured obligation is to be discharged on one or more specified dates, the latest effective date of the registration taken before the due date or the last due date provided for is, at most, one year after that due date, but the duration of the registration may…

Registration ceases to have effect if it has not been renewed by the date referred to in the first paragraph of Article 2429. Each renewal is required until a specified date. This date is fixed as stated in Article 2429, distinguishing according to whether or not the due date or the last due date, even if it results from an extension of time, is fixed and whether or not it…

If any of the time limits set out in articles 2428 and 2429 has not been complied with, the registration shall have no effect beyond the date on which this period expires.

When a provisional registration of a judicial mortgage has been made, the provisions of articles 2429 to 2431 apply to the definitive registration and its renewal. The starting date for the time limits is the date of definitive registration or renewal. .

If there is no stipulation to the contrary, the costs of the registrations, the advance of which is made by the registrant, shall be borne by the debtor, and the costs of the publication of the deed of sale, which may be required by the vendor with a view to the registration of his legal mortgage, shall be borne by the purchaser.

The actions to which the registrations may give rise against the creditors shall be brought before the competent court, by writ served on them personally, or at the last of the domiciles elected by them on the registration slips, and this, notwithstanding the death, either of the creditors, or of those with whom they have elected domicile.