Title IV: Group insurance

This chapter applies to compulsory group contracts covering death, physical injury, maternity, incapacity for work or invalidity. It also applies to optional group contracts covering these same risks, with the exception of those covered by order of the ministers responsible for the economy, social security and mutual insurance. A group insurance contract under which the head of a company, referred to as the “employer”, takes out a contract with an…

I.-To cover operations covered by this chapter, one or more insurance undertakings referred to in Article L. 310-2 of this Code may enter into a co-insurance contract with mutual insurers and associations referred to inArticle L. 211-1 of the Mutual Code and with provident institutions or associations governed by Title III of Book IX of the Social Security Code. Under this contract, all insured persons are covered for the same…

The notice referred to in article L. 141-4, drawn up by the insurance company and given to members by the policyholder, specifies the content of the clauses stipulating nullities, forfeitures, exclusions or limitations of cover, as well as the limitation periods.

The first two paragraphs of Article L. 113-8 do not apply where membership of the contract is the result of an obligation laid down by a branch agreement or a professional or interprofessional agreement.