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Article L211-25 of the French Insurance Code

The first two paragraphs of article 33 of law no. 85-677 of 5 July 1985 apply to insurers. Where provided for by contract, the subrogatory recourse of the insurer who has paid the victim an advance on compensation as a result of the accident may be exercised against the insurer of the person liable to pay compensation up to the limit of the balance remaining after payments to the third…

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Article L211-26 of the French Insurance Code

The provisions of the Highway Code governing the driving of a motorised land vehicle without insurance covering civil liability in accordance with the provisions of article L. 211-1 of this Code are reproduced below: “Art. L. 324-2-I.-The act, including negligence, of putting or keeping in circulation a motorised land vehicle and its trailers or semi-trailers without being covered by an insurance policy guaranteeing civil liability in accordance with the provisions…

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Article L211-27 of the French Insurance Code

Fixed fines, compound fines and fines imposed for breach of the insurance obligation provided for in article L. 211-1, including fines which a pardon would have replaced imprisonment, are subject to a surcharge of 50% levied, when they are recovered, for the benefit of the Guarantee Fund instituted by article L. 420-1. If the civil court is seised of a serious dispute relating to the existence or validity of the…

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Article L212-1 of the French Insurance Code

Any person subject to compulsory insurance who, having applied to take out a policy with an insurance undertaking covering civil liability risks arising from the use of land motor vehicles in France, is refused, may refer the matter to a central pricing office, the conditions of constitution and operating rules of which are laid down by the decree of the Conseil d’Etat provided for in article L. 211-1. The exclusive…

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Article L212-3 of the French Insurance Code

Any insurance undertaking covering the risk of third party liability arising from the use of land motor vehicles which continues to refuse to cover the risk for which the premium has been set by the Central Rates Office shall be deemed no longer to be operating in accordance with the regulations in force. Depending on the case, it may be liable either to the withdrawal of the authorisations provided for…

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Article L215-1 of the French Insurance Code

Any person subject to the insurance obligation set out in article 7 g of law no. 89-462 of 6 July 1989 aimed at improving relations between tenants and amending law no. 86-1290 of 23 December 1986 , or any landlord taking out home insurance on behalf of a tenant under the conditions defined in the same g who, has applied to take out a policy with an insurance company covering…

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Article L215-2 of the French Insurance Code

Any co-owner or syndicate of co-owners, represented by its managing agent, subject to the insurance obligation set out in article 9-1 of law no. 65-557 of 10 July 1965 establishing the status of co-ownership of built-up properties, who has applied to take out a policy with an insurance company covering the risks mentioned in the same article in France and has been refused, may also refer the matter to the…

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