Book II: Products

Without prejudice to the other obligations to provide information and advice that apply to him, the manager of the retirement savings plan or the service provider authorised to distribute the retirement savings plan, taking into account the situation of the potential holder, his knowledge and experience in financial matters, his long-term investment horizon, their expected return and their needs in terms of preparing for retirement, offers them an appropriate plan…

The individual retirement savings plan provides that from the fifth year prior to the maturity date referred to in article L. 224-1, the holder may contact the plan manager by any means in order to obtain information about his rights and the savings redemption methods appropriate to his situation and to confirm, where applicable, the rate of reduction of financial risks as part of an allocation referred to in the…

An individual retirement savings plan may be registered and subsequently distributed as a pan-European individual retirement savings product if it meets the conditions set out in Regulation (EU) 2019/1238 of the European Parliament and of the Council of 20 June 2019 on a pan-European individual retirement savings product (PEPP) and Commission Delegated Regulation (EU) 2021/473 of 18 December 2020 supplementing Regulation (EU) 2019/1238 of the European Parliament and of the…