Article L195-1 of the French Insurance Code
November 8, 2023
Title VII of this Book is applicable in the French Southern and Antarctic Territories.
Title VII of this Book is applicable in the French Southern and Antarctic Territories.
For the purposes of this Book, the words “France” and “in France” mean mainland France and the territorial collectivities governed by Article 73 of the Constitution, as well as Saint-Barthélemy and Saint-Martin. Except for the provisions relating to the freedom to provide services and the freedom of establishment, these words also refer to Saint-Pierre-et-Miquelon.
Any natural person or any legal entity other than the State, who may be held liable for damage suffered by third parties as a result of personal injury or damage to property caused by a vehicle, must, in order to use the vehicle, be covered by insurance guaranteeing this liability, in accordance with the conditions laid down by decree of the Conseil d’Etat. For the purposes of this article, “vehicle”…
The insurance contract provided for in article L. 211-1 stipulates that when the policyholder of a technically or economically irreparable vehicle does not accept the compensation proposal provided for in article L. 327-1 of the Highway Code, the cancellation of the insurance contract is conditional upon the provision of proof that the vehicle has been destroyed, repaired or that a contract has been taken out with a new insurer. A…
The provisions of Article L. 211-1 do not apply to damage caused by railways and tramways.
The insurance provided for in article L. 211-1 must include cover for civil liability extending to all the territories of the Member States of the European Community as well as to the territories of any third country for which the national bureaux of all the Member States of the European Community individually guarantee the settlement of claims occurring in their territory and caused by the use of vehicles normally based…
The vehicle is deemed to be normally based in France : 1° If it bears a number plate which corresponds to it and which has been issued by the French authorities; 2° When, although subject to compulsory registration in France, it has no number plate or bears a number plate that does not correspond to it or no longer corresponds to it and the accident occurs on French territory; 3°…
The decree of the Conseil d’Etat referred to in article L. 211-1 sets out the conditions for the application of this Title, and in particular the extent of the cover which must be included in the insurance contract, the procedures for drawing up and validating the supporting documents required for inspection purposes, and the obligations imposed on users of vehicles in international traffic carrying a letter of nationality other than…
All insurance contracts taken out under the terms of article L. 211-1 mention the insured’s option, in the event of damage covered by the contract, to choose the professional repairer he wishes to use. This information is also provided, under conditions defined by decree, when the claim is reported.
Clauses by which the insurer prohibits the insured, in the event of loss or damage covered by an insurance contract taken out underarticle L. 211-1, from assigning to third parties the insurance indemnity claims which it holds against him are null and void.
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is a Registered Trademark of
PETROFF LAW FIRM (SELARL LEGASTRAT)
182, rue de Rivoli
75001, Paris France
RCS Paris n°814433470
Paris Bar Registration n° (Toque) C2396
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is a Registered Trademark of
PETROFF LAW FIRM (SELARL LEGASTRAT)
182, rue de Rivoli
75001, Paris France
RCS Paris n°814433470
Paris Bar Registration n° (Toque) C2396
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