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Article L424-1 of the French Insurance Code

A compensation body shall compensate injured parties resident in France who are entitled to compensation for any loss or injury resulting from accidents occurring on the metropolitan territory of a State party to the European Economic Area, other than the French State, and involving a vehicle normally based and insured in one of these States. Without prejudice to the civil liability legislation of third countries and to private international law,…

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Article L424-2 of the French Insurance Code

Injured parties may submit a claim to the compensation body: a) If, within a period of three months from the date on which the injured party submitted a claim for compensation to the insurer of the vehicle whose use caused the accident or to its claims representative, the insurer or its claims representative has not given a reasoned reply to the matters raised in the claim; b) If the insurance…

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Article L424-3 of the French Insurance Code

The compensation body intervenes within two months of the date on which the injured party submits a claim for compensation. It will cease to intervene if, within this two-month period, the insurance undertaking or its claims representative has given a reasoned response to the claim. The compensation body’s offer is subsidiary. It pays the compensation that cannot be paid under any other heading, awarded to the victims or their dependants,…

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Article L424-4 of the French Insurance Code

The compensation body which has compensated the injured party is subrogated to his rights against the compensation body of the State in which the establishment of the insurance undertaking which issued the contract is situated for reimbursement of the sum paid by way of compensation.

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Article L424-5 of the French Insurance Code

When the compensation body has reimbursed the sums incurred by its counterparts in the other States party to the European Economic Area, it is then subrogated to the rights of the injured party and the body which compensated him/her against the person who caused the accident or the insurance company which provides its guarantee or the guarantee fund provided for in article L. 421-1.

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Article L424-6 of the French Insurance Code

When it intervenes under the conditions provided for in articles L. 424-1, L. 424-2 and L. 424-3, the compensation body shall obtain all relevant documents and information and shall take the necessary steps to negotiate the settlement of claims. The law applicable for the compensation of the injured party is the law in force on the territory of the State where the accident occurred.

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Article L424-7 of the French Insurance Code

Where it has intervened under the conditions provided for in c) of Article L. 424-2, the compensation body shall have a claim : a) The guarantee fund of the State where the accident took place in the case of a vehicle from a third country ; b) The guarantee fund of the State where the vehicle is normally based if the insurance undertaking cannot be identified; c) The guarantee fund…

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Article L425-1 of the French Insurance Code

I. – A guarantee fund for risks associated with the agricultural spreading of urban or industrial sewage sludge is responsible for compensating farmers and owners of agricultural and forestry land for losses suffered in cases where such land, having been spread with urban or industrial sewage sludge, becomes wholly or partially unfit for cultivation due to the occurrence of a health risk or ecological damage associated with the spreading, provided…

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Article L426-1 of the French Insurance Code

I.-A guarantee fund for damage resulting from preventive, diagnostic or therapeutic acts performed by self-employed healthcare professionals and mentioned in article L. 1142-1 of the Public Health Code, when such damage involves their professional civil liability, is responsible for paying, without the possibility of recourse against the healthcare professionals concerned, the portion of the amount exceeding the minimum ceiling set by the decree mentioned in the third paragraph of article…

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Article L431-4 of the French Insurance Code

The Caisse Centrale de Réassurance, acting with the guarantee of the State, is authorised to insure or reinsure against risks resulting from exceptional events, such as foreign or civil war, public order offences, civil unrest or industrial disputes, when these risks arise from the use of means of transport of any kind, or relate to goods in transit or in storage.

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