Article R211-10 of the French Insurance Code
Without contravening the provisions of Article L. 211-1, the insurance contract may contain clauses excluding cover in the following cases: 1° Where, at the time of the claim, the driver is not of the required age or does not hold the valid certificates required by the regulations in force for driving the vehicle, except in the case of theft, violence or use of the vehicle without the insured’s knowledge; 2°…