Article L312-92 of the French Consumer Code
Where the account agreement referred to in second paragraph of I of Article L. 312-1-1 of the Monetary and Financial Code provides for the possibility of an overrun, this agreement mentions the borrowing rate, the conditions applicable to this rate, any index or reference rate that relates to the initial borrowing rate, the applicable charges and, where applicable, the conditions under which these charges may be modified. In all cases,…