French Business Law - French Legislation

Article D224-12-1 of the French Monetary and Financial Code

November 6, 2023

For the application of article L. 224-24, a compulsory inter-company retirement savings plan may be set up by several companies for the benefit of all their employees or one or more categories of employees, provided that these categories are constituted on the basis of the objective criteria mentioned in 4° of II of article L. 242-1 of the Social Security Code. These categories may be defined differently for each member…

Article R224-13 of the French Monetary and Financial Code

November 6, 2023

When the individual retirement savings plan gives rise to the opening of an associated cash account, the manager shall credit the cash account with the payments made by the account holder, the amount of cash proceeds from the securities held in the associated securities account, repayments and the amount of sales of these securities. The cash account is debited with the amount of subscriptions or acquisitions of securities held in…

Article R224-14 of the French Monetary and Financial Code

November 6, 2023

More than half of the members of the Supervisory Committee do not hold, or have not held during the three years preceding their appointment, any interest or mandate in the insurance company that has signed the group insurance contract, and do not receive, or have not received during the same period, any remuneration from the same company. At least half of the Supervisory Board’s members are representatives of the holders…

Article R224-15 of the French Monetary and Financial Code

November 6, 2023

The association’s articles of association stipulate that an extraordinary general meeting must be called to decide on : 1° Renewal of the policy taken out with the insurance company. The resolution report relating to this renewal sets out the reasons which led the Supervisory Committee to propose this resolution; 2° The choice of a new manager. The corresponding resolution report sets out the reasons which led the Supervisory Committee to…

Article R224-16 of the French Monetary and Financial Code

November 6, 2023

The insurance company and any agents it has appointed for the financial management of the plan exercise the voting rights attached to the securities held to represent the commitments of this plan in the interests of the rights of the members, whether these rights are being created or are being used.

Article R224-17 of the French Monetary and Financial Code

November 6, 2023

The annual report referred to in Article L. 224-37 shall give an account of the following in particular: a) New memberships in the plan, as well as the flow of payments and benefits paid out during the financial year ; b) Complaints from plan members and any other disputes or proceedings initiated by the insurance company concerning the management of the plan; c) Any changes during the financial year relating…

Article R225-1 of the French Monetary and Financial Code

November 6, 2023

The financial securities referred to in article L. 225-2 are the assets, units or shares referred to in 1° to 4° of article R. 224-1.

Article R225-2 of the French Monetary and Financial Code

November 6, 2023

Articles D. 224-4 and D. 224-5, article R. 224-13 for sub-accounts opened in the form of a securities account and articles R. 224-14 to R. 224-17 for sub-accounts opened in the form of a group insurance contract shall apply to the French sub-account of the pan-European individual retirement savings product mentioned in article L. 225-1. 224-17 for sub-accounts opened in the form of a group insurance contract. For the application…

Article R225-3 of the French Monetary and Financial Code

November 6, 2023

In order to implement the transfer of rights referred to in the second paragraph of article L. 225-3, the manager of the retirement savings plan has two months in which to send the provider of the French sub-account of the pan-European individual retirement savings product the sums and information required to carry out this transfer. This period applies from the time the manager receives the transfer request and any supporting…

Article R225-4 of the French Monetary and Financial Code

November 6, 2023

The provider of the pan-European individual retirement savings product has two months from receipt of the request from the retirement savings plan manager to provide the latter with the information mentioned in the second paragraph of article L. 225-4.

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Regulatory part

Article D224-12-1 of the French Monetary and Financial Code

Article R224-13 of the French Monetary and Financial Code

Article R224-14 of the French Monetary and Financial Code

Article R224-15 of the French Monetary and Financial Code

Article R224-16 of the French Monetary and Financial Code

Article R224-17 of the French Monetary and Financial Code

Article R225-1 of the French Monetary and Financial Code

Article R225-2 of the French Monetary and Financial Code

Article R225-3 of the French Monetary and Financial Code

Article R225-4 of the French Monetary and Financial Code

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Regulatory part

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