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Article L313-58 of the French Consumer Code

The sending of the offer obliges the lessor to maintain the conditions it indicates for a minimum period of thirty days from receipt by the lessee. The offer is subject to acceptance by the lessee, who may not accept it until ten days after receiving it. Acceptance is notified by letter, as evidenced by the postal operator’s postmark, or by any other electronic means agreed between the parties that provides…

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Article L313-59 of the French Consumer Code

Until the offer is accepted, the lessee may not make any deposit, subscribe to or endorse any commercial paper, sign any cheque or authorise any direct debit from a bank or post office account in favour of the lessor or on the lessor’s behalf.

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Article L313-60 of the French Consumer Code

In the event of default by the lessee in the performance of a contract governed by this section, the lessor shall be entitled to demand, in addition to the payment of rents due and unpaid, compensation which, without prejudice to the application of Article 1231-5 du code civil, may not exceed an amount depending on the remaining term of the contract and set according to a scale determined by decree….

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Article L313-61 of the French Consumer Code

No compensation or costs other than those mentioned in article L. 313-60 may not be charged to the lessee. However, in the event of default by the lessee, the lessor may claim reimbursement from the lessee, subject to justification, of the taxable costs incurred by the lessee as a result of such default, to the exclusion of any flat-rate reimbursement of collection costs. .

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Article L313-62 of the French Consumer Code

In the case of a lease with a promise to sell, the deed recording the exercise of the option is concluded under the condition precedent provided for in article L. 313-41. When this condition is not met, the lessor returns all sums paid by the lessee, with the exception of rent and the costs of restoring the property.

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Article L313-64 of the French Consumer Code

Borrowers may only take out loans denominated in a currency other than the euro, repayable in euros or in the currency concerned, if they declare that they mainly receive their income or hold assets in that currency at the time the loan contract is signed, unless the exchange rate risk is not borne by the borrower. At the latest when the loan offer is issued, the lender informs the borrower…

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Article L314-1 of the French Consumer Code

In all cases, for the purposes of determining the overall effective rate of the loan, as well as the effective rate taken as a reference, any direct or indirect charges, taxes, commissions or remuneration of any kind, borne by the borrower and known to the lender on the date of issue of the offer of credit or the amendment to the credit agreement, or the amount of which can be…

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