If a trader fails to mention in the annex to the contract provided for in article L. 224-90 the information provided for in article R. 224-1, is punishable by a 5th class fine.
A failure by a professional to provide his co-contractor, at the time of conclusion of the contract, with a copy of the contract, with its annex, as provided for in article L. 224-90 is punishable by a 5th class fine.
The fact that a professional collects, before expiry of the waiver period provided for in article L. 224-91, a payment or deposit in any form whatsoever is punishable by the fine laid down for 5th class offences.
The fact that a professional distributes a personalised ad that does not comply with the requirements of article L. 224-93 is punishable by the fine laid down for 5th class offences.
A repeat offence of the offences punishable under articles R. 242-16 to R. 242-19 shall be punished in accordance with the provisions of articles 132-11 and 132-15 of the Penal Code.
The provisions of the articles mentioned in the left-hand column of the following table shall apply in the Wallis and Futuna Islands, in the wording indicated in the right-hand column of the same table: APPLICABLE ARTICLES IN THEIR WORDS R. 222-1 to R. 222-4 Resulting from the décret n° 2016-884 du 29 juin 2016 R. 242-1 to R. 242-4 Resulting from decree no. 2016-884 of 29 June 2016
The promotional prizes linked to acceptance of the preliminary offer of credit mentioned in article L. 312-11 means premiums in kind for products or goods to which the conclusion of a credit transaction referred to in Article L. 312-1, immediately or in the future, gives or may give entitlement free of charge.
For the application of the provisions of Article L. 312-12, the creditor or credit intermediary shall provide the borrower with information concerning: 1° The identity and address of the creditor and, if applicable, the identity and address of the credit intermediary concerned; 2° The type of credit;> and 3° The total amount of credit and the conditions under which the funds will be made available; 4° The duration of the…
For the calculation of the overall effective rate, if the agreement provides for the possibility for the borrower to dispose of the sums available under the credit agreement according to different terms and conditions accompanied by different charges or different borrowing rates, the creditor shall specify the terms and conditions he has taken as a reference in accordance with the assumption set out in 3° of Part II of the…
In the case of a credit agreement under which the instalments do not immediately result in a corresponding amortisation of the total amount of credit, but serve to reconstitute the capital at the periods and under the conditions laid down in the credit agreement or in an ancillary agreement, the pre-contractual information shall state that this method of performance does not guarantee repayment of the total amount of credit granted,…
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is a Registered Trademark of
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182, rue de Rivoli
75001, Paris France
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is a Registered Trademark of
PETROFF LAW FIRM (SELARL LEGASTRAT)
182, rue de Rivoli
75001, Paris France
RCS Paris n°814433470
Paris Bar Registration n° (Toque) C2396
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