Article L243-7 of the French Insurance Code
The provisions of article L. 113-16 and of the second paragraph of article L. 121-10 of this Code do not apply to the compulsory insurance provided for in this Title. Victims of loss or damage covered by law no. 78-12 of 4 January 1978 may take direct action against the insurer of the person responsible for such loss or damage if the latter is in receivership or liquidation.