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Article L125-3 of the French Insurance Code

The contracts mentioned in article L. 125-1 are deemed to contain such a clause, notwithstanding any provision to the contrary. Standard clauses deemed to be in writing in these contracts are determined by order of the Minister for the Economy.

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Article L125-4 of the French Insurance Code

Notwithstanding any provision to the contrary, the cover referred to in article L. 125-1 of this code includes reimbursement of the cost of geotechnical studies made necessary in advance to restore buildings affected by the effects of a natural disaster, as well as the costs of architects and project managers associated with such restoration, where these are compulsory.

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Article L125-5 of the French Insurance Code

This chapter does not apply to damage for which compensation is governed by the provisions of Chapter I of Title VI of Book III of the French Rural and Maritime Fishing Code. Also excluded from the scope of this chapter is damage to air, sea, lake and river vehicles, marine renewable energy installations, as defined in article L. 111-6, as well as transported goods and the damage referred to in…

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Article L125-6 of the French Insurance Code

In areas classified as non-constructible by a plan for the prevention of foreseeable natural risks approved under the conditions laid down by the provisions of Chapter II of Title VI of Book V of the Environmental Code, the obligation laid down in the first paragraph of article L. 125-2 does not apply to insurance undertakings in respect of the property and activities mentioned in article L. 125-1, with the exception,…

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Article L126-1 of the French Insurance Code

Victims of acts of terrorism committed on national territory, persons of French nationality who are victims of such acts abroad, including any public official or any member of the armed forces, and their dependants, whatever their nationality, shall be compensated under the conditions set out in articles L. 422-1 to L. 422-3. Compensation may be refused or its amount reduced on the grounds of the victim’s fault.

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Article L126-2 of the French Insurance Code

Insurance contracts covering fire damage to property located on national territory and damage to the bodies of land motor vehicles entitle the insured party to cover for direct material damage caused to insured property by an attack or act of terrorism as defined by articles 421-1 and 421-2 of the Criminal Code suffered on national territory. Compensation for material damage, including decontamination costs, and compensation for consequential non-material damage are…

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Article L127-1 of the French Insurance Code

A legal expenses insurance transaction is any transaction consisting, in return for the payment of a pre-agreed premium or contribution, of covering the costs of proceedings or providing services arising from the insurance cover, in the event of a dispute or litigation between the insured and a third party, in particular with a view to defending or representing the insured in civil, criminal, administrative or other proceedings or against a…

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Article L127-2 of the French Insurance Code

Legal expenses insurance is the subject of a separate contract from that drawn up for the other branches or of a separate section of a single policy indicating the contents of the legal expenses insurance and the corresponding premium.

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