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Article L224-25 of the French Monetary and Financial Code

November 8, 2023

The compulsory retirement savings plan must be able to receive the following payments, made in cash: 1° The voluntary payments mentioned in 1° of article L. 224-2. The provisions of the second paragraph of article L. 224-20 are applicable to these payments; 2° The payments mentioned in 2° of article L. 224-2, with the exception of payments by companies as provided for in Title III of Book III of Part…

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Article L224-26 of the French Monetary and Financial Code

November 8, 2023

For each compulsory retirement savings plan that may be funded by profit-sharing and incentive schemes, a supervisory committee is set up in accordance with the provisions of articles L. 224-21 and L. 224-22. However, this supervisory committee is optional when the payments are allocated solely to the acquisition of units in company mutual funds mentioned inarticle L. 214-164 of the Monetary and Financial Code. When the plan gives rise to…

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Article L224-27 of the French Monetary and Financial Code

November 8, 2023

Notwithstanding article L. 224-20, when a collective company retirement savings plan is set up, the company may decide, under the conditions mentioned in article L. 224-14, to set up compulsory payments mentioned in 3° of article L. 224-2. These compulsory payments may be reserved for one or more categories of employees, provided that these categories are constituted on the basis of the objective criteria mentioned in 4° of II ofarticle…

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Article L224-28 of the French Monetary and Financial Code

November 8, 2023

The individual retirement savings plan must be able to receive the payments mentioned in 1° of article L. 224-2. Payments are made in cash. The provisions of the second paragraph of article L. 224-20 apply to these payments. It must also be able to receive the sums from the payments mentioned in 2° and 3° of article L. 224-2 by transfer from another retirement savings plan.

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Article L224-29 of the French Monetary and Financial Code

November 8, 2023

Without prejudice to the other obligations to provide information and advice that apply to him, the manager of the retirement savings plan or the service provider authorised to distribute the retirement savings plan, taking into account the situation of the potential holder, his knowledge and experience in financial matters, his long-term investment horizon, their expected return and their needs in terms of preparing for retirement, offers them an appropriate plan…

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Article L224-30 of the French Monetary and Financial Code

November 8, 2023

The individual retirement savings plan provides that from the fifth year prior to the maturity date referred to in article L. 224-1, the holder may contact the plan manager by any means in order to obtain information about his rights and the savings redemption methods appropriate to his situation and to confirm, where applicable, the rate of reduction of financial risks as part of an allocation referred to in the…

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Article L224-30-1 of the French Monetary and Financial Code

November 8, 2023

An individual retirement savings plan may be registered and subsequently distributed as a pan-European individual retirement savings product if it meets the conditions set out in Regulation (EU) 2019/1238 of the European Parliament and of the Council of 20 June 2019 on a pan-European individual retirement savings product (PEPP) and Commission Delegated Regulation (EU) 2021/473 of 18 December 2020 supplementing Regulation (EU) 2019/1238 of the European Parliament and of the…

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Article L224-33 of the French Monetary and Financial Code

November 8, 2023

The individual retirement savings plan giving rise to membership of a group insurance contract, the performance of which is linked to cessation of professional activity, is subscribed by an association covered byarticle L. 141-7 of the Insurance Code. This association represents the interests of policyholders in setting up and overseeing the management of one or more individual retirement savings plans. The association acts in the interests of the policyholders. It…

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is a Registered Trademark of
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75001, Paris France
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Paris Bar Registration n° (Toque) C2396

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75001, Paris France
RCS Paris n°814433470
Paris Bar Registration n° (Toque) C2396

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