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Article L133-22-1 of the French Monetary and Financial Code

Without prejudice to the provisions of the second and third paragraphs of Article L. 133-21 and Article L. 133-24, where a payment order is initiated by the payer via a payment service provider providing a payment initiation service, the payment service provider managing the account shall reimburse the payer for the amount of the non-executed or incorrectly executed payment transaction and, where applicable, restore the debited payment account to the…

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Article L133-22-2 of the French Monetary and Financial Code

If the payment service provider providing a payment initiation service is responsible for the non-execution, defective execution or late execution of the payment transaction, it shall immediately compensate the payment service provider managing the account, at its request, for any losses incurred or sums paid as a result of the reimbursement of the payer.

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Article L133-23 of the French Monetary and Financial Code

Where a Payment Service User denies having authorised a payment transaction which has been executed, or claims that the payment transaction has not been executed correctly, the onus shall be on his Payment Service Provider to prove that the transaction in question has been authenticated, properly recorded and accounted for and that it has not been affected by a technical or other deficiency. The use of the payment instrument as…

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Article L133-23-1 of the French Monetary and Financial Code

Where a payment service user denies having authorised a payment transaction which has been executed, or claims that the payment transaction has not been executed correctly, and the payment order is initiated through a payment service provider providing a payment initiation service at the request of the payer, it shall be for that payment service provider to prove that the payment order has been received by the payment service provider…

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Article L133-24 of the French Monetary and Financial Code

The payment service user shall report an unauthorised or incorrectly executed payment transaction to his payment service provider without delay and at the latest within thirteen months of the debit date, failing which the payment service user shall be barred unless the payment service provider has not provided him with or made available to him the information relating to that payment transaction in accordance with Chapter IV of Title 1…

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Article L133-25 of the French Monetary and Financial Code

I. – The payer is entitled to reimbursement by his payment service provider of an authorised payment transaction ordered by the payee or by the payer who gives a payment order through the payee, if the authorisation given did not indicate the exact amount of the payment transaction and if the amount of the transaction exceeded the amount that the payer could reasonably have expected taking into account his past…

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Article L133-25-2 of the French Monetary and Financial Code

The payer and his payment service provider may agree in the deposit account agreement or in the framework agreement for payment services that the payer is not entitled to a refund where he has given his consent to the execution of the payment transaction directly to his payment service provider and, where applicable, the information relating to the future payment transaction has been provided to the payer or made available…

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Article L133-26 of the French Monetary and Financial Code

I. – The payment service provider may not charge the payment service user for fulfilling its information obligations or for carrying out corrective and preventive measures pursuant to this chapter, except in the cases provided for in IV of Article L. 133-8, I of Article L. 133-10 and Article L. 133-21. The charges referred to in the aforementioned articles are then agreed between the payment service user and the payment…

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Article L133-27 of the French Monetary and Financial Code

The payee shall pay the charges levied by his payment service provider and the payer shall pay the charges levied by his payment service provider where: 1° A payment transaction is made within the European Economic Area and both the payer’s payment service provider and the payee’s payment service provider are located in a Member State of the European Union or another State party to the Agreement on the European…

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